Yapstone’s products are built with a dynamic range of payment capabilities. This foundation allows for easy configuration, while always delivering impeccable functionality behind the scenes.
Accept Visa, Mastercard, American Express, and Discover.
Accept ACH payments within the United States.
Accept preferred Alternative Payment Methods, Sofort, Giropay, and iDEAL.
Accept Mastercard’s MasterPass and ApplePay for the web.
Scan checks online through our User Interface.
Accept cash securely through our partnership with MoneyGram.
Enable renters to pay rent utilizing a mobile experience.
Offer a convenient pay-by-text option.
Allow customers to pay through Integrated Voice Response or with a live representative.
Authorize a single transaction to pay for multiple line items.
Let Yapstone manage your regular monthly payments.
Facilitate scheduled payments managed by your company.
Accept all of Visa’s supported currencies.
Enable customers to pay in their home currency.
Offer full or partial refunds, when applicable.
Confirm credit card accounts prior to authorizations.
Translate the reason for a credit card decline into actionable codes.
Manage the approval process to receive the highest level of approvals.
Enable the information that appears on a credit card statement to be reflective of your business.
Capture the fees related to the consumer transacting with your business, when allowed.
Automatically refund security deposits on successful transactions.
Tokenize vital account details for optimal safety.
Capture all credit card information on your site using our technology.
Enable additional consumer validation through 3DS.
Confirm credit cards through standard risk procedures available from credit card issuers.
Utilize predictive risk technology to identify potential fraud.
Let Yapstone’s risk team configure a risk program to minimize financial loss.
Allow appropriate checks on the frequency of transactions processed from a given entity, as part of Yapstone’s risk program.
Enable fraud analysts to review individual orders and transactions.
Utilize industry-specific information to minimize loss from actors with previous negative experience.
Receive device and geo-location information during the transaction to enable risk decisioning.
Reap the benefits of end-to-end chargeback assistance.
Settle legitimate chargebacks quickly and with fewer repercussions.
Identify and prevent most chargebacks from occurring.
Mitigate your losses through Yapstone’s shared risk program.
AML, KYC and Sanctions screening for the regions in which you process transactions.
Evaluate and onboard your best customers instantly.
Provide an online application for your customers to apply for payment services.
Establish your sub-merchants for processing, prior to receiving pay out details.
Digitally capture additional documentation for exception cases during the application process.
Evaluate vital documents for risk verification.
Use geo-location technology to verify origin during the application process.
Utilize 3rd party data to support verification of property.
Utilize 3rd party data to support verification of identity.
Utilize 3rd party data to support verification of bank accounts.
Evaluate service providers and those transacting to validate that they are unique entities.
Utilize deeply informed pre-integrations for the property rentals industry, including,MRI, Yardi, and many more.
Utilize deeply informed pre-integrations for the vacation rentals industry, including HomeAway Software for Professionals, KIGO, LiveRez, Barefoot, and Streamline.
Easily integrate payment technology into your site with comprehensive documentation of our APIs and other methods.
Test your APIs immediately through a visual interface or a preset test kit.
Provide the standard set of test cases to exercise, once you have completed an integration.
Build and test your ideal payment functionality in a safe location.
Utilize the common framework for APIs.
Access all APIs from a common platform accessible at api.yapstone.com.
Download common language libraries that have been coded to interact with Yapstone’s APIs.
Utilize native Javascript or React to display the fields needed to capture payment details. These fields run on Yapstone technology and within our PCI compliant services.
Capture multiple fields of information within your user interface.
Create an integrated customer experience by enabling your branding through our solution.
Allow a batch file process for clients that are more comfortable with this option than APIs.
Provide both the React framework and traditional Javascript for specific integration options like hosted fields, widgets and device fingerprinting.
Provide a call-back mechanism to indicated current status for transaction processing and onboarding.
Accept online payments through a dedicated page.
Initiate charges and refunds through a user interface to supplement API or other integration types for vacation and rent.
Reconcile the transactions submitted to funding received.
Create itemized reports for monthly and annual transactions.
Review all important details of each transaction.
Access 24/7 customer call support.
Handle questions about chargebacks, payment timing, exception cases and other issues.
Service customers in English, Spanish, German, French, Italian, Portuguese, and Dutch.
Access 24/7 customer call support.
Ensure compliance and receive guidance on all rules and regulations.
Receive 24/7 system monitoring.
Provide positive credit history to clients making payments when they elect this optional service.
Support a pricing model in which clients pay flat rate pricing.
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Support a pricing model in which clients pay the standard processing costs assigned by 3rd Parties, such as interchange, and cap their additional expense at a set fee.
Provide clients with assistance from an account management organization.
Yapstone maintains the Money Transmitter Licenses necessary to conduct our business.
Yapstone technology systems are 100% cloud-based, enabling high availability.
Yapstone operates as a Payment Facilitator, enabling us to manage risk and handle funding for our clients.
Yapstone systems are maintained in the cloud across multiple geographies enabling a localized, but redundant system.
Yapstone enables marketplaces to take advantage of the Marketplace exception from Visa which allows a marketplace to operate in one region and still serve clients domiciled in other regions.
Yapstone evaluates the qualification criteria, data provided and other factors to optimize the interchange included in the Cost Plus pricing.
